Risk isn't what it used to be.
Your risk management can't be either.
Uncertainty is growing faster than the tools built to manage it. AsGuard works with insurers to identify where uncertainty increases severity and volatility in casualty portfolios — and how to mitigate them.
Today's casualty risks don't look like they did five years ago.
Legal environments are shifting. Jury awards are increasing sharply. Regulatory expectations keep rising. Social and cultural pressures move ever faster. And the claims experience that follows is shaped by decisions made long before anyone files a notice.
Most risk management approaches were built for a more stable world — environments where conditions didn’t change frequently. But the environment now changes constantly, and the tools need to change with it. What’s required is a fundamentally different approach: controls that can be updated regularly, as often as conditions demand.
The insurance industry’s core volatility tool is reinsurance — expensive, reactive, and only engaged after the exposure has already materialized. It manages the consequence, not the cause.
And reinsurance pricing can only reflect the quality of what’s underneath it. When policyholders manage their risks with static, outdated tools, the claims picture deteriorates — and reinsurance costs must reflect it. The cycle is self-reinforcing: worse tools produce worse outcomes, which in turn produce more expensive reinsurance, which squeezes the insurer from above, while claims squeeze from below.
AsGuard breaks that cycle. By improving the quality of risk management at the policyholder level — with tools that adapt as fast as the environment does — the claims picture improves at source. Fewer claims, less severity, stronger defensibility. That flows upward: better underlying performance means better reinsurance terms, better retention ratios, and a more sustainable book.
The insurer benefits at every level — from the individual claim to portfolio performance to the reinsurance renewal.
Neither the risks your policyholders face nor the environments they operate in are standing still. Their risk management can’t either.
We've seen it from every angle.
AsGuard exists because a group of experienced risk professionals all reached the same conclusion — and decided to do something about it.
We come from different parts of the risk landscape: legal, insurance, program management, operations, technology. We’ve each worked inside the problem long enough to know where the standard approaches break down and why.
In the short term, we develop targeted solutions for the critical moments in a risk’s journey — the points where the right intervention changes the outcome. In the longer term, we’re building complete risk management systems that bring genuine best practices within reach.
We’re not consultants selling a framework. We’re practitioners building tools.
What drives us.
Accelerating change.
The legal, regulatory, and social environment around complex risk is moving faster. What worked as a risk management approach three years ago may be inadequate today — and the gap keeps widening.
When, not if.
For organizations managing high-exposure risks, adverse events are a question of timing. The difference between a manageable outcome and a catastrophic one is how well the organization was actually prepared.
Organizations can't do this alone.
Best practices exist. But most organizations lack the resources or specialized expertise to implement what the risk actually demands. That’s the problem AsGuard is built to solve.
Our Team
Seven professionals. One shared conviction: risk management has to work better than this.
Adam Bunge
THE LEGAL BRAINS
Adam has worked through more than 10,000 claims over a 20-year career in the domestic and E&S insurance market, covering litigation, coverage, and program risk management. What sets him apart is where that experience lives: the high-risk activity sectors AsGuard serves. When something goes wrong, Adam has seen it before.
Christine Ingraham
THE CONDUCTOR
Christine leads AsGuard with a deep background in property and casualty insurance and a specialty in program management — the discipline that determines whether an insurance program actually holds together under pressure. She understands what keeps insurers up at night, and designs around it.
Jen Hoeland
THE EXPLAINER
Jen’s background is in writing, and her standard is simple: if it isn’t clear and well-crafted, it isn’t finished. She produces content for AsGuard and serves as an information curator for Jigsaw, AsGuard’s sister company — keeping knowledge organized, accessible, and actually useful.
Romel Autus
THE EFFICIENCY ENGINE
Romel comes from the tech industry with a focus on digital transformation. At AsGuard, he applies that lens to operations: identifying where things can be sharper, faster, and more effective. If there’s a smarter way to do something, Romel has probably already thought of it.
Sarah Brinker
THE CONNECTOR
Sarah works at the center of AsGuard — supporting Christine and managing relationships with some of the company’s largest clients. She brings firsthand experience from the family entertainment center industry, which means she understands the operational realities her clients deal with every day. A former actress, she also knows how to hold a room.
Tim Jaggs
JIGSAW MAKER
Tim started his career as a Lloyd’s broker, building insurance solutions for unusual and hard-to-place risks. Over time, he came to see that insurance alone wasn’t solving the underlying problem. That realization shifted his focus to building technology that makes effective risk management practical for the organizations that need it most.
Tyler Marois
FORGE MASTER
Tyler is the engineer behind AsGuard’s software, including the waiver product that AsGuard clients use in the field. He’s applied AI to automate what used to be a manual underwriting task — absorbing information from application forms and configuring waivers for individual customers without requiring an underwriter to touch the data. He turns complex operational requirements into systems that actually work — cleanly, reliably, and at scale.
Your policyholders' risks aren't standing still.
If you’re thinking about where severity and volatility are most harmful in your portfolio — and what it would take to address them — we’d like to have that conversation.